💰 Expert Financing Negotiation

Save Thousands on Your Home Improvement Financing

Just like we negotiate your project costs, we fight for the best financing rates. Our experts know exactly which lenders offer the lowest rates and how to qualify you for the best terms.

$3,847 Average Interest Saved
2.1% Lower Rate on Average
87% Get Better Terms

Financing Savings Calculator

See how much you could save with Savior's financing negotiation

$
%
Your Current Monthly Payment
$562
With Savior's Negotiated Rate
$478
Total Interest Savings
$5,040

* Based on typical rate reductions we negotiate. Your actual savings may vary based on credit profile and lender terms.

Why Finance Through Savior?

We don't just save you money on your project - we save you money on financing too

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Access to 40+ Lenders

We work with a network of specialized home improvement lenders competing for your business, ensuring you get the best rate.

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Expert Negotiation

Our financing specialists know exactly how to present your application to get the lowest possible rates and fees.

Fast Approval

Get approved in minutes, not days. We've streamlined the process so you can start your project sooner.

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No Hidden Fees

We review all terms and conditions to ensure there are no surprise fees or penalties. Complete transparency guaranteed.

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Credit Protection

One application, multiple offers. We minimize credit inquiries while maximizing your financing options.

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Personalized Options

From 0% promotional rates to long-term fixed loans, we find the financing that fits your budget and goals.

Common Financing Mistakes We Help You Avoid

Don't fall into these expensive traps

1

Accepting the First Offer

Most homeowners accept their contractor's financing without shopping around, missing out on thousands in savings.

2

Ignoring Promotional Rates

Many lenders offer 0% or low-rate promotions that contractors don't mention because they earn higher commissions on standard loans.

3

Not Reading the Fine Print

Hidden fees, prepayment penalties, and variable rates can turn a good deal into an expensive mistake.

4

Choosing the Wrong Term

Longer terms mean lower payments but much more interest. We help you find the sweet spot for your situation.

76%

of homeowners overpay on financing

Don't be part of this statistic. Let Savior's experts guide you to the best financing deal.

Trusted Financing Partners

We work with leading lenders to get you the best rates

Important Disclosure: Financing provided through licensed partners. Savior helps you compare and negotiate rates but does not directly provide loans. All financing is subject to credit approval. Rates shown are based on creditworthiness and may vary. Savior receives compensation from lenders, which does not affect the rates you receive.

Frequently Asked Questions

How does Savior save me money on financing? +
We leverage our relationships with 40+ lenders and our volume of business to negotiate better rates than you could get on your own. We also know which lenders are offering the best promotions and how to structure your application for the lowest rate.
Will shopping for rates hurt my credit score? +
No! We use a single application process that results in only one credit inquiry, but gets you offers from multiple lenders. This protects your credit score while maximizing your options.
What if I have less than perfect credit? +
We work with lenders who specialize in all credit situations. Even with challenged credit, we often find better rates than what contractors typically offer. We'll also advise you on quick ways to improve your rate.
How long does the financing process take? +
Most customers get approved within minutes and receive funding within 24-48 hours. We've streamlined the process to be as fast as possible so your project isn't delayed.
Can I pay off my loan early? +
Yes! We only work with lenders who don't charge prepayment penalties. You're free to pay off your loan early and save on interest whenever you want.
What types of projects can be financed? +
Any home improvement project including solar panels, HVAC systems, roofing, windows, kitchen remodels, bathrooms, and more. If it improves your home, we can help you finance it at the best rate.

Ready to Save on Your Project AND Financing?

Upload your quote and we'll negotiate both your project cost and financing rate